Direct Savings Banking & App - FAQ

You are at least 18 years old.

You have your main residence in Austria.

You are acting on your own account, i.e. you are not opening the account for someone else.

You have an Austrian current account (reference account) in the name of the same account holder as the direct savings account to be opened.

You have a mobile phone for the mTAN procedure

The reference account is a current account at your house bank, which is used for payment processing and payment transactions (Attention: please do not specify savings accounts, profit and loss accounts or similar). Payments and deposits can only be made to or from the specified reference account.

The IBAN (International Bank Account Number) is the international bank account number of your reference account. You need this 20-digit code to open an account. You will find it on every account statement of your reference account or on your ATM card or you can ask your bank for it. Please enter the IBAN without spaces.

During the identification process, you will be identified as a customer by Porsche Bank. Porsche Bank is obliged to do this for legal reasons.

For legitimation we require a clearly legible copy of an official photo ID. We accept the following types of ID for legitimation:

valid passport

valid identity card

An electronic mailbox in which all your newly created documents (Direktsparen Fix account application with attachment, term deposit confirmation incl. cancellation or annual account statement) and e-mails that we send to you are placed.

As soon as a Direktsparen Fix account application including attachment, a term deposit confirmation incl. cancellation or an annual account statement is available, you will be informed by e-mail.

You have collected all your documents in your ePostbox. These can also be saved separately.

Disposition and interest rate change emails are stored in your ePostbox and sent directly to your email address. This means that you can have important information at your fingertips and have e-mail messages and documents collected in your e-Postbox.

1. enter as usual via https://www.direktsparen.porschebank.at/

2. in the overview you will find the menu item ePostbox

3. click on the ePostbox menu item and follow the instructions.